There are certain things that people can do to try to get ready for this huge change:
• Having a bank account that is not overdrawn
• Getting access to the internet and practicing internet skills, getting an email address
• Considering whether a joint bank account is necessary
• Getting help with monthly budgeting, preparing for the delay in first payments
Just Finance will be running a series of Cash Smart Credit Savvy courses over the next few months which cover issues such as budgeting, getting ready for Universal Credit, interest rates, debt, savings and savvy spending.
If you’d like to host one at your church or if any church volunteers are interested in attending, please contact Julia Webster, Just Finance Worker at Julia.email@example.com
or call 07947 210811.